Meet Our Advisors and Staff



Kyle S. Jobin, CFP®, AIF®

JobinHowell Financial Services

Kyle's career as a financial planner began over 15 years ago when he joined his father's financial firm. His father retired in 2009 giving Kyle full responsibility for the company's operations. Due to the depth of the recession, this made for an especially difficult financial period. Despite these challenges, his firm and it's clients prospered. His skills and experience during this period have made him successful in helping JobinHowell clients set strategic goals and achieve them. Now that Kyle has a family of his own, he is putting into practice the very thing he teaches.

Kyle is a CERTIFIED FINANCIAL PLANNER TM CFP®, an Accredited Investment Fiduciary AIF® and a licensed Life, Health, Disability and Long-Term Care insurance agent who also holds a Series 7 and Series 63 Securities License.




Kristine E. Howell, CFP®, AIF®

Vice President

Kristine Howell is a third generation financial planner who began her career at just 18 years old selling life insurance. Her personal story spans decades beginning as a child watching her father manage his client's investments and meeting with them at the dining room table. His compassion and understanding of each and every client has set the tone of the JobinHowell team. Kristine's background in banking as well as training life insurance agents in new product rollouts and then becoming a Vice President at Citibank has positioned her well over the years. Taking the reins of Marshall Financial Services in 2003, Kristine has built a successful business expanding and growing to become JobinHowell Financial Services in 2016. Much like her father's legacy, each and every client is a priority.




Justin Russo

Investment Advisor

Justin came to JobinHowell in 2019 with a wealth of knowledge in finance, economics, and management, bringing the expertise that our clients deserve and expect. His prior experience working for Mass Mutual, Raymond James, credit unions and banks make Justin a perfect fit for JobinHowell. Justin spends some of his free time as a board member and volunteer for several nonprofit organizations.







Marjorie Monahan 

Office Manager & Licensed Sales Associate 

Marj (as everyone calls her) joined our practice in 1996.  As the office manager, sales assistant, and our right hand gal she represents the practice with grace and compassion and has developed close relationships with many of our clients.  Everyone “loves” Marj. 

Marj's ability to make our clients feel comfortable is worth its weight in gold.

Marj holds her Series 6 and 63 Security Licenses, Life and variable annuities License, Associate Degree in General Studies, and Certified para planner from the College of Financial Planning.

Married with two children her son is a guitarist working in California and her daughter ,who is also lives in California, is a student at the Los Angeles Film School.  Marj loves to run, read and camp.




Barbara Miko 

Office Assistant 

Barbara joined the staff in 2007, and came to us with 23 years of banking experience.  She understands the financial world and has a speciality in stock transfer and retirement savings. 

Married to a lifelong employee of General Motors Corp. Barb has two daughters. One who has earned her MBA from Grand Valley State University and is currently living and working in Grand Rapids. The other who is a graduate from East Carolina University and is teaching and coaching high school in Alpena, MI.




Jessica Johnson 

Administrative Assistant

Jessie started working with us in 2001 as part of a work-study program. She came in after school for a few hours to do data input, filing, and other office functions.  5 years later Jessie started working part time in the banking business where she moved up the corporate ladder to Operations Manager.  After getting her Associate Degree in Business Administration and a general management degree she continued her studies and earned her Bachelors of Science in Business Administration and Management. 

Two years ago Jessie returned to us and is working on her securities licenses to become a financial advisor. Her bright and happy face lights up the room and makes her a wonderful addition to our team. 




Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck